Category: Auto & Motor

Choosing A Car Contract That Will Best Suit Your Vehicle Needs

Having a car is a good thing for a person but it also comes with the great responsibility of being able to keep it maintained and in top condition.

Any vehicle will always come to a point where it will need repairs, replacement of parts, and maintenance of other essential parts and so when this happens, it is a must to pay attention to it. Car service warranty is one consideration you have to think beyond when the manufacturer’s warranty has already expired and learn what it can best offer you. You will have a peace of mind when you have a car service warranty as your car services will be insured and taken cared of.

You have to fist learn more about the ins and outs of which car service warranty company or contract will you choose to best serve your vehicle concerns and needs. Find a company that have the passion of providing the appropriate car protection plan that are competitive in price and yet have the best and up-to-date plans that you can choose from to suit your vehicle needs. Get to know the company that you are eyeing to get the car service warranty from and get a view here what services and plan they offer that will suit your preference and needs.

As much as possible, go for a company that is accredited with VPA or Vehicle Protection Association so you can be sure that you are dealing with a disputable company. Do not miss out as well companies that are members of the Better Business Bureau or BBB because you can be assured with an unspoken level of integrity when dealing with these companies since they follow a high level of standard.

Do not make any purchasing decision in haste, but take time in making a decision and read more if necessary to get the needed info as possible. You also have to choose a car service contract that is according to your budget as you may get into deficiencies that can be a problem.

One last thing that can also be important, ask for recommendation or referral from friends or perhaps you can check a company’s homepage over the internet and see the reviews written by previous clients to get a better impression.

It may not be an easy task deciding to select the best vehicle service contract or company because there are a lot to know however making the right choice in the first place will make it easier for you to ensure that your vehicle is taken care off outside manufacturers’ service warranty and will save you from any risk and liabilities.

Two Types of Extended Car Warranties

An extended warranty is actually a type of car insurance that provides safeguards against costly and unforeseen repairs for a certain period of time and mileage. In contrast with true warranties, which are part of the vehicle price, extended warranties are purchased independently.

Two Types

When you talk about extended warranties, there are two key types: original equipment manufacturer (OEM) and aftermarket. Examples of OEMs are Chevrolet and Ford. Warranty or insurance providers having no direct connections with a car brand are considered third parties. One example of a third-party service warranty provider that is fast growing in popularity is Cars Protection Plus.

Manufacturer Warranties

There are two kinds of warranties provided by OEMs, namely, powertrain and bumper to bumper. A powertrain warranty covers engine and transmission issues that are related to workmanship, while a bumper to bumper warranty is intended for most other potential problems with the vehicle, including those involving the vehicle’s electronic systems (power seats, navigation.).

In most cases, an extended OEM warranty’s features are similar to those that are provided with a new vehicle purchases, plus additional services like roadside assistance. Know what these other services are with different providers in your area. Cars Protection Plus is one of the best choices – if not the best – you have if you are somewhere in Murrysville, Pennsylvania.

Cars Protection Plus

As you choose the best warranty for you, you may have to select between a package that comes with or without a deductible. Like any other type of insurance out there, a bigger deductible will automatically reduce the policy’s total price. What’s great is that OEM warranty deductibles are generally minimal (usually under $200).

Third-Party Warranties

In most cases, third-party or aftermarket warranty providers like Cars Protection Plus offer practically the same coverage that OEMs offer. But of course, you’re still talking about two different products, and even third-party warranties can be unique, depending on the provider. Policies and deductibles, for one, are usually different as well.

Original equipment manufacturer and third-party warranties may also differ in the way they administer coverage. With a third-party warranty, for example, you may have to pay for a repair out-of-pocket and then file for reimbursement after. The process won’t be always be quick, but if you choose a reputable provider such as Cars Protection Plus, this will rarely be a problem. In any case, always know the payment expectations up front.

What you may find most advantageous with third-party warranties compared to OEM warranties is that they are incredibly cheaper. Sometimes, a third-party warranty may even be your only option. If you buy a used Toyota at a Ford dealership , for instance, it’s unlikely that you will be given a Toyota OEM warranty.

If you intend to buy an extended warranty from a third party, make it a point to review the fine print thoroughly. Most importantly, choose a good provider such as Cars Protection Plus.